Now is not the time for unexpected vet bills.

One low monthly payment covers up to 90%.

The most comprehensive pet insurance in one simple plan.

Petplan covers up to 90% of vet bills from unexpected injuries and illnesses, including viruses like COVID-19.

Why Petplan pet health insurance?

  • No sign-up fees.
    No expensive riders.
    No networks.

    Petplan does not require a sign-up fee.

  • VirtualVet visits included at no extra charge.

    Online vet visits are included at no extra charge. There is no copay or deductible. Best of all you can pick any vet in the US or Canada.

  • We cover boarding fees up to $1,000

    Petplan provides reimbursement of boarding fees for your pet should you become hospitalized.

  • Pick your payment date

    It’s easy to pick a date that works with your monthly budget.

  • Save up to 30%!

    Get up to a 30% credit on your policy premium for keeping your pet healthy.

Unexpected vet visit? Here’s how Petplan pet insurance works


Get treatment

Visit any licensed veterinarian in Canada or the U.S. For those times when your pup thinks the remote is for dinner.


File a claim

Submit a pet insurance claim online or from your phone with the Petplan app. Because less paperwork is the best kind.


Be reimbursed

Look out for a wallet refill once your claim is approved. 

Note: Petplan does not cover routine and preventive visits, pre-existing conditions, or elective procedures.

Because pets are family

We’re animal lovers just like you. We started Petplan pet insurance to give you the coverage, support and resources you need to be the best pet parent ever.

Frequently asked questions

  • Yes, pet insurance exists and helps to pay veterinary costs when your pet gets hurt, becomes ill or needs treatment. Pet insurance does not cover pre-existing conditions or wellness visits like dental cleaning or annual shots, but it does pay you back for costly, unexpected trips to the vet.

  • Pet insurance works by reimbursing you up to 90% of the cost of veterinary bills for covered accidents, injuries and illnesses after you satisfy your annual deductible. Simply visit a licensed veterinarian, submit your claim and medical records to your insurance provider and get reimbursed. Find out more about how pet insurance works.

  • Pet insurance covers the unexpected health issues that dogs and cats face throughout their lives, including injuries such as fractured teeth and illnesses such as cancer. It covers any necessary testing and treatment for conditions, including holistic therapies, as well as medications. Check out our blog for more detail about pet insurance coverage.

  • You can get pet insurance by visiting a provider's website or by giving a licensed insurance agent a call to obtain a quote. Most pet insurance providers staff their call center with licensed agents who can help you get a quote and enroll your dog or cat in coverage the same day. Read more about how to get pet insurance.

  • There are a number of factors that go into deciding if you should get pet insurance, including your pet's age and health, your current financial situation and your attitude towards their care. If you consider your pet to be family and want to be able to give them the best treatment for future health problems, pet insurance can be a very valuable investment in their healthcare. Discover more about why you should get pet insurance.

  • Like all types of insurance, there are always pros and cons to consider, but pet insurance is worth it if you want to give your pet the best veterinary care and want the peace of mind that comprehensive coverage for your dog or cat provides. Paying for veterinary care without pet insurance means you will have to take care of your family pet out-of-pocket, and you will not be reimbursed any of the money you pay for treatment during their life. Read our blog to determine if pet insurance is worth it for you.


Come join the pack

Choose from different reimbursement options that fit you. But first, let’s get to know your pet.