Cat Insurance
You want your cat to be safe and healthy always, but accidents can happen at unexpected times. If they get sick or injured, cat insurance helps pay the vet bill. From the time she's a frisky kitty, to her senior years and beyond, Petplan has you covered.
There's a 33% chance your cat will need unexpected vet care this year.
Cat insurance costs will vary depending on several factors, but at Petplan, we keep things simple for cat owners. We offer flexible reimbursement options to meet your budget and cat's needs. Just take note of the following factors that may affect their pet insurance cost:
Petplan provides coverage for the reimbursement of veterinary fees due to injury and illness — including coverage for hereditary and chronic conditions as standard.
Laboratory and diagnostic testing, including specialized chemistry and blood work, are covered if they are part of treating or diagnosing a coverable injury or illness.
The cost of any exam conducted by a licensed veterinarian to treat or diagnose an ill or injured pet, including emergency and specialty care.
Medications prescribed by your veterinarian as a treatment for an illness or accident are covered, including nutraceuticals. Vitamins and heartworm/flea and tick preventives are not covered.
Imaging deemed medically necessary by a licensed veterinarian to help diagnose or treat your pet, including MRI, CAT scan and ultrasound, are covered.
Petplan is proud to offer coverage for veterinary oncology care and cancer treatments such as chemotherapy and radiotherapy.
Petplan will cover non-routine dental treatments such as broken teeth or periodontal disease provided your pet has had its teeth checked by a vet in the 12 months prior to the effective date of coverage and any treatment recommended as a result of a veterinary check-up was carried out.
Any rehabilitation prescribed by a licensed veterinarian as part of a treatment protocol and performed at a veterinary facility.
Holistic therapies such as veterinary acupuncture, homeopathic therapy and chiropractic treatment are covered provided the treatment is recommended and administered by a licensed vet.
All specialties including surgery, oncology, cardiology, ophthalmology, dermatology, dentistry and neurology are covered by Petplan.
Unlike a wellness plan, which covers routine care such as teeth cleaning, neutering/spaying and vaccinations, cat insurance pays you back for the unexpected and costly care needed for injuries and illnesses.
Any treatment, service or procedure, including but not limited to physical examinations, medications, surgeries, inoculations or laboratory procedures for the purpose of prevention of illness or injury or for the promotion of general health, where there has been no injury or illness.
Petplan cannot cover a medical condition which first occurred or showed clinical sign(s) or symptoms before the effective date of your policy or during the policy waiting period.
Elective or specialty procedures, including but not limited to tail docking, dewclaw removal, eyelash removal, ear cropping, spaying or neutering elective gastroplexy and more, unless requested by a veterinarian to treat a covered injury or illness.
Any costs associated with an injury to a person or property damage caused by a pet.
I've had Petplan for several years now and it has really paid for itself with my diabetic Labrador Retriever. Just a couple of weeks ago she got sick with pancreatitis and was hospitalized for over a week. The bills were over $5,000 ... Petplan was very understanding and considerate during this difficult time and took care of everything easily.
Michael B.
Sugar
Out of all the insurers, Petplan's model and coverage worked best for us. We cover routine care, Petplan covers illnesses and accidents; what's not to like? Well, shortly after we put Quincy on the plan, [he] … became very ill and needed emergency treatment. Petplan saved the day by covering $4,500 of the $5,000 procedure! Unreal!
Laura P.
Quincy
I've had Petplan insurance on my dogs since they were young pups. This year, my now 11 year old Husky had cataract surgery, costing almost $4,000. I wasn't sure if his insurance would pay off after all these years, but today I received a check from Petplan covering nearly the entire cost! I would recommend Petplan to anyone.
Rebecca O.
Dexter
My Beagle mix Molly had torn both ligaments in her back legs and had to get 2 TPLO surgeries. So thankful for Petplan because including therapy plus the surgeries it would have cost over $12,000! Where I will only be having to pay back $4,000 out of my own pocket after all is said and done. Petplan is a true life saver!
Marcy S.
Molly
Cat insurance helps cover the cost of veterinary care when cats gets sick or injured. It reimburses you a portion of the total cost of vet bills for covered conditions according to your cat insurance policy terms and conditions.
How much your cat insurance will cost depends on cat's age, breed, zip code and policy reimbursement options. Average monthly premiums for cat insurance average between $20-$100 per month. See here for more information about the cost of cat insurance.
Cat insurance covers the unexpected veterinary costs associated with the diagnosis and treatment of accidents, injuries and illnesses. It can cover vet bills for surgery, medications, rehabilitation and more. Read here for more detail about what cat insurance does and does not cover.
Whether or not cat insurance is worth purchasing depends on many factors including your cat’s hereditary breed risks and your financial commitment to their overall health care. If you need help with unexpected or costly vet bills, or would like the peace of mind of knowing your pet is covered, a plan is worth considering. Read more to find out if cat insurance is worth it for you.
The best cat insurance plan is one that provides comprehensive coverage for your kitty or senior cat at any age and gives you the confidence to pursue the best treatments regardless of cost.
Choose from different reimbursement options that fit you. But first, let’s get to know your pet.
