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Compare Petplan & Nationwide pet insurance

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Who has the better pet insurance?

Petplan’s comprehensive pet insurance includes the hereditary conditions Nationwide charges you extra for, and unlike Nationwide, we do not limit your pet’s treatment coverage based on your pet’s age. Our plan also covers boarding fees, which Nationwide refuses to cover at all.

Nationwide doesn’t come close to what Petplan offers

Unlike Nationwide, Petplan covers:
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Sick visit exam fees—saving you on average $50-$250 per visit

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Up to $1,000 in VirtualVet visits (video, call or text)

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Comprehensive dental illness and disease

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Up to $1,000 in behavioral therapy and medicine

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Policy Details

No upper age limits

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Illness waiting period

15 days

14 days

Enrollment fee

$0

$0

Curable exclusionary period

12 months

Undefined

Coverage

Sick visit exam fees

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Plan dependent

Online vet visits

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Comprehensive periodontal disease

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Plan dependent

Alternative & homeopathic therapies

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Plan dependent

Customer Service

Live chat available

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Dedicated app

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Strength & Stability

Years in business

42 years

36 years

American Animal Hospital Association Preferred Provider

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Preferred pet insurance provider to AARP members

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Proud supporter of North Shore Animal League America

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Information last updated June 2020.

Petplan is the industry leader for dental coverage

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Petplan covers every adult tooth against accidents, injuries, illnesses and diseases with no broad condition exclusions.

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If you want that same level of protection with Nationwide, you’ll need to pay for their most expensive plan. Conditions like gingivitis are not covered in all plans.  

By age three, 80% of dogs and 70% of cats show signs of periodontal disease, which will worsen if left untreated.

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Dog with a bandage on its head
Dog with drawing of hip bones

Petplan offers better ligament and joint coverage

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Petplan covers cruciate ligament injuries after 6 months, but waives this waiting period in the first 30 days if your vet has deemed your pet’s knees healthy.

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Nationwide makes your pet wait 12 months for this coverage—that’s twice as long.

Nationwide also provides limited coverage for certain bone or joint conditions on their cheaper plans.

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Petplan includes hereditary conditions

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Petplan doesn't exclude hereditary conditions for certain breeds on any plan.

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Many of Nationwide’s plans exclude hereditary conditions by breed.

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Dog with a stethoscope
Cat with stethoscope

Petplan covers exam fees

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Petplan covers the full sick visit, including exam fee—saving you $50-$250 per visit.

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Only select Nationwide plans cover the exam fees.

Every vet visit requires an exam, but not all providers will cover the attached fee.

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Our extras don’t cost extra

Petplan covers up to $1,000 per year for each of the following:
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Boarding should you require hospitalization

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VirtualVet visits (video chat, call or text)

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With Petplan, these benefits are included at no extra charge. There is no copay or deductible and best of all, you can pick any vet in the US or Canada.

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Nationwide doesn't cover boarding fees—and if your vet office is closed or you can’t make it in, Nationwide will not cover any online consultation.

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We think there’s a clear choice...

Petplan knows every pet has unique needs, which is why we offer flexible coverage with a wide range of benefits.

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