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Compare Petplan & Trupanion pet insurance

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Trupanion doesn’t come close to what Petplan offers

Petplan’s comprehensive pet insurance includes the holistic care and behavioral therapy Trupanion charges you extra for. Our plan also covers curable medical conditions, which Trupanion refuses to cover at all. Plus, we don’t require a sign-up fee or limit enrollment based on your pet’s age.

We cover what Trupanion does not, including:

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Sick visit exam fees—saving you on average $50-$250 per visit

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Up to $1,000 in VirtualVet visits (video, call or text)

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Comprehensive dental illness and disease (Trupanion doesn't cover every tooth)

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Up to $1,000 in behavioral therapy and medicine

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Policy Details

No upper age limits

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Illness waiting period

15 days

30 days

Enrollment fee

$0

$35

Curable exclusionary period

12 months

Undefined

Coverage

Sick visit exam fees

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Online vet visits

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Comprehensive periodontal disease

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Alternative & homeopathic therapies

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Rider dependent

Customer Service

Live chat available

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Dedicated app

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Strength & Stability

Years in business

42 years

18 years

American Animal Hospital Association Preferred Provider

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Preferred pet insurance provider to AARP members

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Proud supporter of North Shore Animal League America

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Information last updated June 2020.

Petplan is the industry leader for dental coverage

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Petplan covers every adult tooth against accidents, injuries, illnesses and diseases, with no broad condition exclusions.

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Trupanion offers limited dental coverage: Teeth outside of the canine and carnassial teeth will receive limited protection.

By age three, 80% of dogs and 70% of cats show signs of periodontal disease, which will worsen if left untreated.

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Dog flossing teeth
Dog in the water

Petplan offers superior coverage for holistic care

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Holistic care is considered standard and covered on every Petplan policy.

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Trupanion requires an expensive rider if you want coverage for acupuncture, chiropractic, hydrotherapy, naturopathy, physical therapy and rehabilitative therapy.

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Petplan offers more coverage for older pets

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Petplan loves pets of all ages, which is why we welcome even the most senior dogs and cats to enroll.

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Trupanion refuses to enroll pets that are age 14 or older.

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Dog with stethoscope

Petplan covers exam fees

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Petplan covers the full sick visit including exam fees saving you $50-$250 per visit.

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Trupanion doesn’t cover exam fees.             

Every vet visit requires an exam, but not all providers will cover the attached fee.

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Our extras don’t cost extra

Petplan covers up to $1,000 per year for each of the following:
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Boarding should you require hospitalization

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VirtualVet visits (video chat, call or text)

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With Petplan, these benefits are included at no extra charge. There is no copay or deductible and best of all, you can pick any vet in the US or Canada.

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Other providers, including Trupanion, will charge you extra for this same coverage.

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We think there’s a clear choice...

Petplan knows every pet has unique needs, which is why we offer flexible coverage with a wide range of benefits.

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