We know you consider dogs part of the family and want everyone safe and sound. If they get sick or injured, dog insurance helps pay the vet bill. Our tooth-to-tail protection means Petplan is there from when they're a small puppy to their senior years and beyond.
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Dog insurance costs will vary depending on several factors, but all dogs six weeks and older are welcome to join Petplan. We understand that dogs have unique needs, which is why cater to them through flexible reimbursement options. The following factors go into determining your pet insurance cost:
Diego's vet bill
Frankie's vet bill
Joy the Mini-Aussie
Much to my delight, Petplan covered two telemedicine visits for my Mini-Aussie this spring. My state is under a "stay at home" order and telemedicine allowed me to continue rehab with my vet. And, on her recommendation, we sent ultrasound images across the country to a specialist for a second opinion–which Petplan paid for in full! Petplan has been wonderful covering things as I've worked toward a diagnosis and treatment plan over the last 6 months. They also paid for telemedicine when I couldn't get my dog to the vet because of Covid-19. I'm really happy with my choice of Petplan!
Sydney the Pit Bull
As a retired vet tech who worked in an emergency vet hospital, I always knew I would cover my pets with insurance. One day, Sydney was pawing at his face and doing weird things with his mouth. I thought he was chewing on something so I looked inside and saw the top third of his tooth was missing. At first the chipped tooth didn’t seem to bother him, but I took him to the vet just to be sure. It turned out that he needed to see a dental specialist and have a root canal to prevent health issues. A lot of pet parents hope that they don’t have these expenses, but you want to be prepared.
Accidental injuries & illnesses
Petplan provides coverage for the reimbursement of veterinary fees due to injury and illness—including coverage for hereditary and chronic conditions as standard.
Laboratory and diagnostic testing—including specialized chemistry and blood work—are covered if they are part of treating or diagnosing a coverable injury or illness.
Veterinary exam fees
The cost of any exam conducted by a licensed veterinarian—including emergency and specialty vets—to treat or diagnose an ill or injured pet.
Medications prescribed by your veterinarian as a treatment for an illness or accident are covered, including nutraceuticals. Vitamins and preventives are not covered.
Imaging & ultrasound
Imaging deemed medically necessary by a licensed veterinarian to help diagnose or treat your pet, including MRI costs. CAT scans and ultrasounds are covered.
Petplan is proud to offer coverage for veterinary oncology care and cancer treatments such as chemotherapy and radiotherapy.
Non-routine dental treatments
Petplan will cover non-routine dental treatments such as broken teeth or periodontal disease provided your pet's teeth have been checked by a vet within 12 months of your policy's effective date of coverage and any recommended treatment was carried out.
Surgery & rehabilitation
Any surgical procedures or rehabilitation prescribed by a licensed veterinarian as part of a treatment protocol and performed at a veterinary facility.
Holistic therapies—such as veterinary acupuncture, homeopathic therapy and chiropractic treatment—are covered, provided the treatment is recommended and administered by a licensed vet.
Referral & specialist treatment
All specialties including surgery, oncology, cardiology, ophthalmology, dermatology, dentistry and neurology are covered.
Routine & wellness care
Unlike a wellness plan which covers routine care such as teeth cleaning, neutering/spaying and vaccinations, dog insurance pays you back for the unexpected care needed for injuries and illnesses.
Any treatment, service or procedure, including but not limited to physical examinations, medications, surgeries, inoculations or laboratory procedures for the purpose of prevention of illness or injury or for the promotion of general health, where there has been no injury or illness.
Like all pet insurance providers, Petplan cannot cover a medical condition which first occurred or showed clinical sign or symptoms before the effective date of your policy or during the policy waiting period.
Elective or specialty procedures, including but not limited to tail docking, dewclaw removal, eyelash removal, ear cropping, spaying or neutering elective gastroplexy and more, unless requested by a veterinarian to treat a covered injury or illness.
Any costs associated with an injury to a person or property damage caused by a pet.
Frequently Asked Questions
Is there pet insurance for dogs?
Yes, dog insurance is available and helps cover unexpected veterinary bills when your dog becomes sick or injured. Though dog insurance does not cover wellness visits like shots or teeth cleaning, it helps with the financial management of your pet's care when surprise health issues arise.
How much is dog insurance?
Dog insurance cost varies depending on your pet's age, breed, zip code, and the reimbursement options of your policy. The average monthly premium ranges from $20 to over $100 depending on the various factors involved.
What does dog insurance cover?
Dog insurance covers up to 90% of the veterinary medical costs to diagnose and treat your dog after an unplanned accident, illness or injury. It can help you manage the costs of tests, medications, surgery, physical therapy and more.
Where can I get dog insurance?
You can get dog insurance by obtaining a free quote online from a pet insurance provider such as Petplan. You can also call 1.844.561.6872 and speak to a licensed insurance agent who can help you set up a dog insurance policy.
Is dog insurance worth it?
Yes, dog insurance is worth it! By protecting your dog with the best pet insurance policy, you can enjoy peace of mind knowing that your canine family member is protected. With this financial safety net in place, you can pursue the needed treatment for your pet, without sacrificing on their care because of cost. See if dog insurance is worth it for you.
What is the best pet insurance for dogs?
The best dog insurance is the one that gives you the financial flexibility, comprehensive coverage and confidence to pursue the top care for your pet. For more information about providers, see our pet insurance provider comparison chart.