Dog insurance
We know you consider dogs part of the family and want everyone safe and sound. If they get sick or injured, dog insurance helps pay the vet bill. Our tooth-to-tail protection means Petplan is there from when they're a small puppy to their senior years and beyond.
According to Petplan claims data, every six seconds a pet parent is faced with a vet bill for more than $1,000.
Dog insurance costs will vary depending on several factors, but all dogs six weeks and older are welcome to join Petplan. We understand that dogs have unique needs and do our best to cater to them through flexible reimbursement options. The following factors go into determining your pet insurance cost:
Petplan provides coverage for the reimbursement of veterinary fees due to injury and illness — including coverage for hereditary and chronic conditions as standard.
Laboratory and diagnostic testing, including specialized chemistry and blood work, are covered if they are part of treating or diagnosing a coverable injury or illness.
The cost of any exam conducted by a licensed veterinarian to treat or diagnose an ill or injured pet, including emergency and specialty vet care.
Medications prescribed by your veterinarian as a treatment for an illness or accident are covered, including nutraceuticals. Vitamins and heartworm/flea and tick preventives are not covered.
Imaging deemed medically necessary by a licensed veterinarian to help diagnose or treat your pet, including MRI costs, CAT scans and ultrasounds, are covered.
Petplan is proud to offer coverage for veterinary oncology care and cancer treatments such as chemotherapy and radiotherapy.
Petplan will cover non-routine dental treatments such as broken teeth or periodontal disease provided your pet has had its teeth checked by a vet in the 12 months prior to the effective date of coverage and any treatment recommended as a result of a veterinary check-up was carried out.
Any surgical procedure or rehabilitation prescribed by a licensed veterinarian as part of a treatment protocol and performed at a veterinary facility.
Holistic therapies such as veterinary acupuncture, homeopathic therapy and chiropractic treatment are covered provided the treatment is recommended and administered by a licensed vet.
All specialties including surgery, oncology, cardiology, ophthalmology, dermatology, dentistry and neurology are covered by Petplan.
Unlike a wellness plan, which covers routine care such as teeth cleaning, neutering/spaying and vaccinations, dog insurance pays you back for the unexpected and costly care needed for injuries and illnesses.
Any treatment, service or procedure, including but not limited to physical examinations, medications, surgeries, inoculations or laboratory procedures for the purpose of prevention of illness or injury or for the promotion of general health, where there has been no injury or illness.
Like all pet insurance providers, Petplan cannot cover a medical condition which first occurred or showed clinical sign(s) or symptoms before the effective date of your policy or during the policy waiting period.
Elective or specialty procedures, including but not limited to tail docking, dewclaw removal, eyelash removal, ear cropping, spaying or neutering elective gastroplexy and more, unless requested by a veterinarian to treat a covered injury or illness.
Any costs associated with an injury to a person or property damage caused by a pet.
I've had Petplan for several years now and it has really paid for itself with my diabetic Labrador Retriever. Just a couple of weeks ago she got sick with pancreatitis and was hospitalized for over a week. The bills were over $5,000 ... Petplan was very understanding and considerate during this difficult time and took care of everything easily.
Michael B.
Sugar
Out of all the insurers, Petplan's model and coverage worked best for us. We cover routine care, Petplan covers illnesses and accidents; what's not to like? Well, shortly after we put Quincy on the plan, [he] … became very ill and needed emergency treatment. Petplan saved the day by covering $4,500 of the $5,000 procedure! Unreal!
Laura P.
Quincy
I've had Petplan insurance on my dogs since they were young pups. This year, my now 11 year old Husky had cataract surgery, costing almost $4,000. I wasn't sure if his insurance would pay off after all these years, but today I received a check from Petplan covering nearly the entire cost! I would recommend Petplan to anyone.
Rebecca O.
Dexter
My Beagle mix Molly had torn both ligaments in her back legs and had to get 2 TPLO surgeries. So thankful for Petplan because including therapy plus the surgeries it would have cost over $12,000! Where I will only be having to pay back $4,000 out of my own pocket after all is said and done. Petplan is a true life saver!
Marcy S.
Molly
Yes, dog insurance is available and helps cover unexpected veterinary bills when your dog becomes sick or injured. Though dog insurance does not cover wellness visits like shots or teeth cleaning, it helps with the financial management of your pet's care when surprise health issues arise.
Dog insurance cost varies depending on your pet's age, breed, zip code, and the reimbursement options of your policy. The average monthly premium ranges from $20 to over $100 depending on the various factors involved. Discover more about the cost of dog insurance here.
Dog insurance covers up to 90% of the veterinary medical costs to diagnose and treat your dog after an unplanned accident, illness or injury. It can help you manage the costs of tests, medications, surgery, physical therapy and more. Read more about what dog insurance does and does not cover.
You can get dog insurance by obtaining a free quote online from a pet insurance provider such as Petplan. You can also call 1.855.840.9912 and speak to a licensed insurance agent who can help you set up a dog insurance policy.
Yes, dog insurance is worth it! By protecting your dog with the best pet insurance policy, you can enjoy peace of mind knowing that your canine family member is protected. With this financial safety net in place, you can pursue the needed treatment for your pet, without sacrificing on their care because of cost. See if dog insurance is worth it for you.
The best dog insurance is the one that gives you the financial flexibility, comprehensive coverage and confidence to pursue the top care for your pet. For more information about providers, see our pet insurance provider comparison chart.
Choose from different reimbursement options that fit you. But first, let’s get to know your pet.
