• know the facts
        about pet insurance

  • know-the-facts

You can’t predict your pet’s health. But you can protect it.

Although it is a cost every caring pet parent is willing to pay, unexpected veterinary bills can run into the hundreds, even thousands, of dollars. Without a financial safety net to provide you peace of mind, your family could be forced to make difficult decision regarding your pet's care. Simply put, pet insurance is something that many pet parents today cannot do without.

Top five questions to ask before buying pet insurance:

1 Does the policy cover hereditary conditions?

Hip dysplasia. Luxating patellas. Cataracts. Heart disease. Epilepsy. These are just a few of the hundreds of hereditary conditions to which our pet’s genes can leave them vulnerable. For peace of mind, ensure your pet insurance policy provides coverage for hereditary conditions. Petplan covers hereditary conditions as standard.*

2 Will my policy offer coverage for chronic conditions?

Did you know that 40% of all pet insurance claims received are for chronic conditions that last beyond 12 months?* That's why it is extremely important to check that the policy you select will provide long-term coverage for your pet. With Petplan, coverage for chronic conditions is included on all plans.*  

3 Are there per-condition limits?

Just as it is important to ensure that chronic diseases will be covered, make sure your pet insurance policy does not limit reimbursement based on your pet’s specific condition. Petplan policies do not have any condition-specific dollar limits. Our plans have simple annual limits that replenish each year at renewal.

4 How well-established is the company?

Can you afford the risk of purchasing a policy from a company that may not be there when you and your pet need them most? Make sure that the company you select is well-established with a rated underwriter and a solid track record of covering pets and paying claims. Petplan has been insuring pets in the UK and around the world for 40 years.

5 Can you customize your policy?

When it comes to family budgets, no two are alike. It is extremely important to select a pet insurance provider who can offer you solutions should your financial needs change over the course of your pet’s life. That’s why Petplan offers you the flexibility to choose the right level of coverage for you and your family budget.

If you want to protect your pet, get a quote!

policies by Allianz Global Risk US Insurance Company