Petplan Canada terms & conditions explained

Our fine print, in plain view

At Petplan, we strongly believe that nobody benefits by being surprised about what your pet insurance policy does - and does not - cover.

That’s why we recommend all of our new policyholders read through your policy terms & conditions* during the first 30 days of your policy. In encouraging transparency, we have included a sample policy terms and conditions for your review. Click on the sample policy applicable to your province or territory below to read more. Please note: Policy terms and conditions can vary by province or territory and are subject to change at any time. 

  • All Canada (excluding NB and QC): View sample policy

  • NB and QC: No coverage is currently available in these provinces. 

In the event of an annual deductible purchase, policyholders will receive an endorsement to the policy outlining that the deductible is annual, not per condition. Policyholders should refer to their specific terms and conditions located in the Account Portal for more details.

To help explain some areas of the Petplan policy terms & conditions asked about most frequently, we break down our "fine print" below: